PayTribes
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Business owner checking balances on her phone

Business accounts

One business account for seven currencies

Hold naira, cedi, shillings, rand, dollars, pounds and euros side by side. Get paid like a local in Lagos, London and New York, and convert only when the rate suits you.

Open an accountSee example rates
Free to openVerified in about a dayNo minimum balance
Example incoming payment£40,000Harbour Print Ltd · GBP balance

Seven currencies. One place.

Local details and local rails in every currency

Each balance comes with the details your customers already know how to pay into, and pays out on the fastest rail in that market.

Example rates for illustration. More payout markets: Uganda, Tanzania, Rwanda, Côte d’Ivoire, Senegal, Egypt and the UAE.

Collect

Get paid like a local, wherever your customers are

Share UK, US or Nigerian account details on your invoices. Customers pay with a normal local transfer, and the money lands in your balance labelled with who paid and what for.

  • Details ready in minutes after approval
  • Incoming payments matched to open invoices
  • No receiving fees on local transfers

Convert

Convert when the rate works for you

Set a target rate and PayTribes tells you the moment a pair reaches it. Convert in one tap, or lock the rate for 24 hours while you confirm the order.

  • Rate alerts on any of 38 pairs
  • 24-hour locks on Growth and Enterprise
  • Every conversion shows the mid-market rate and our fee
Talk to sales

Multi-entity

Every entity, one login

Run your Lagos, Nairobi and London companies from one place, with separate balances, statements and approval rules for each.

  • Switch entities without signing out
  • Roles and limits per person
  • Consolidated reporting in USD

Built in

Everything a finance team expects

Team roles

Give your accountant view-only access and your ops lead payment rights with limits.

Statements in every currency

Monthly PDF and CSV statements, ready for your auditors and your bank.

Accounting sync

Sync payments to your ledger with the rate and fees on every line.

Virtual accounts

Give each customer their own collection details so payments match themselves.

Safeguarded funds

Balances are held 1:1 in segregated accounts at regulated banks.

People who pick up

Support from Lagos, Nairobi and London, usually replying within minutes.

Your next supplier payment could land in under a minute.

Open a PayTribes account online. Most businesses are verified within one working day and can pay their first supplier the next morning.

Open an accountTalk to sales
Free to openNo minimum balanceVerified in about a day